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VACANT LAND FINANCING

For Residential, Commercial, and Agricultural Land

When The Banks Can't Help

Purchase

Looking to buy?

Acquire raw land in need of entitlements, permits, or just...vision.

Takeout

Loan maturing?

Exit out of maturing hard money and seller financing before foreclosure.

Cash Out

Need cash?

Pull out cash from equity in land you already own when you need it most.

Strategy.
Not gimmicks.

We analyze your deal quickly to get the best terms possible.

  • Up to 80% LTV on purchases and refis
     

  • Up to 95% LTC on Ground Up Construction
     

  • Up to 100% financing using a combination of personal and business lines of credit
     

  • No tax teturns needed
     

  • Close in as little as 48 hours

From application
to terms in minutes.

Using AI, we make getting approved quick and easy:

1

Answer a few questions.

2

Upload a few documents.

3

See your terms instantly.

Google

Sam B.

March 2025

★★★★★

​

Rajesh Bhavnani was one of the best mortgage lenders I've work with. He was honest, which is hard to find these days! They helped me close on time when my first lender backed out, got me a lower interest rate and one of the lowest closing cost I've ever paid! Process felt easy, I wonder why other companies and banks make it so over compliated!

For Residential, Commercial, and Agricultural Land

80%

Max LTV on purchases and refis

5mins

To get terms

Zero

Tax returns required

48hrs

To close

*Loan Estimate or Good Faith Estimate must be dated within previous 7 days using same income documentation type. Subject property must be located in California. Better terms defined as having a lower APR, a higher CLTV, or both. Competing offer must be provided by institutional lender that borrower has no depository relationship with nor as a condition of loan terms. Any timeline guarantees are subject to start upon delivery of all requested documents. Credit score and other factors can affect terms. LA Mortgage Dude © 2025 Rajesh Bhavnani. NMLS #2513002. Licensed in Arizona, California, Colorado, Florida, Georgia, New Jersey, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Washington, and Virginia. NMLS Consumer Access Site.

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