No Doc Loans For Real Estate Investors

WHEN OTHERS SAY NO,
WE SAY YES.

Others see hard-to-evict tenants, shifting regulations, and surging operating costs. But you see opportunity. We're the lender betting on you. No minimum DSCR ratios. No minimum credit scores. No occupancy requirements. No last-minute bait-and-switch. Bring us a competing offer and we'll beat it or pay you $500.*

See Options

1st & 2nd

Lien positions available

Any

Number of Units

Zero

Prepay Penalties

No

Minimum FICO or DSCR

PROGRAM TERMS

THE NUMBERS BEHIND "YES."

Every tier below qualifies on Gross Rents divided by PITIA — including office, retail, and industrial. Seller seconds allow you to bring in less cash to close on select purchases. Designed for investors by investors.

Tier	Purchase & Refi	Cash Out	Lien Position	Max Loan Amount
1 Unit	85% LTV	80% LTV	1st & 2nd	$3m
2-4 Units	80% LTV	75% LTV	1st & 2nd	$3m
5-8 Units	75% LTV	70% LTV	1st only	$3m
9+ Units¹	70% LTV	65% LTV	1st only	$5m

¹ 9+ unit and qualifying commercial properties (office, retail, industrial) can also be structured to 90% CLTV using seller financing up to 20% of purchase price, with a minimum 10% from the borrower. All terms above represent program ceilings, underwritten on true gross rent against PITIA, and subject to credit, liquidity, and property-level review. No minimum FICO or DSCR ratio on any tier. Foreign nationals eligible. Fixed and ARM, fully amortized or interest-only, 0–5 year prepayment penalty options on all tiers.

Property Types

Single Family

Condotel

Multifamily

Mixed Use

Short Term Rentals

Rural

Townhomes

Office/Retail

Warrantable Condos

Industrial

Non-warrantable Condos

Manufactured Homes

What type of transaction are you looking for?

Purchase

Refinance Rate and Term

Pull Cash Out

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dede

You're a strong fit!

Based on your answers, here's what you possibly quality for.

Max Loan Amount

$X,XXXXXX

Loan Term

XXyr fixed

Est. Monthly Payment Range

$XX,XXX

Click on the option that best fits your needs.

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dede

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