Licensing & Disclosures

About LA Mortgage Dude

LA Mortgage Dude provides financing solutions exclusively for business and investment purposes, including loans secured by non-owner-occupied residential, multifamily, and commercial real estate.

We do not offer financing for owner-occupied properties or personal, family, or household purposes.

Licensing Information

LA Mortgage Dude operates through Equitable Mortgage & Realty dba Equitable Lending.

Company NMLS ID: [Company NMLS Number]
Mortgage Loan Originator: Rajesh Bhavnani
Individual NMLS ID: 2513002
California License: California Financing Law (CFL)
California CFL License Number: [License Number]
Regulatory Authority: California Department of Financial Protection and Innovation (DFPI)

Loans made or arranged pursuant to a California Financing Law license.

Licensing information may be verified through NMLS Consumer Access or the California DFPI.

State Availability

Financing is offered only in jurisdictions where the originating lender or broker is appropriately licensed, registered, or otherwise authorized to conduct the applicable lending activities.

Arizona
California
Colorado
Florida
Georgia
New Jersey
North Carolina
Oregon
Pennsylvania
Texas
Washington
Virginia

Loan availability, eligibility, terms, and conditions vary by state, property type, and applicable investor guidelines.

Business-Purpose Financing

All financing advertised through LA Mortgage Dude is intended exclusively for legitimate business or investment purposes.

Properties intended for use as a borrower's primary residence, second home, or personal vacation residence are not eligible.

Borrowers may be required to execute a business-purpose certification confirming the intended use of loan proceeds and the financed property.

Rates, Terms & Eligibility

All advertised interest rates, loan amounts, loan-to-value ratios, fees, and financing terms are estimates unless expressly identified as a binding commitment.

Final terms are subject to underwriting, property valuation, credit review, investor eligibility requirements, and market conditions.

Use of our online pricing engine does not constitute a loan approval, commitment to lend, or guarantee of financing.

For additional information, please review our:

Equal Credit Opportunity

We are committed to fair and nondiscriminatory lending practices in accordance with applicable federal and state laws.

Credit decisions are based on applicable underwriting standards, property characteristics, borrower qualifications, and legitimate business considerations.

Contact & Verification

LA Mortgage Dude

Website: https://lamortgagedude.com

Individual NMLS #2513002

For licensing inquiries or additional disclosures, please contact us through our website.